Frequently Asked Questions

FAQ

01.

General

Southern Legacy Financial offers access to loans with low simple interest rates and a set payment schedule. You will know exactly when your loan will be paid off, which is usually between 1-7 years. Credit Cards charge compounding daily interest, which means 50% – 60% of your payments go to the creditors and can take 15-20 years to pay them off.

02.

Prepayment Penalties?

There are no penalties or fees for making an early payment on your loan. Actually, making early payments will reduce the amount of interest you will pay for the loan. Origination fees and others already paid will not be refunded.

03.

Collateral

At Southern Legacy Financial collateral is not required for a loan.

04.

Interest Rates

You will receive a personalized interest rate which is determined by multiple factors, including but not limited to your income, credit history, and ability to pay back the loan.

Call Us Today
For A FREE Consultation!​

We are in the business of building people up financially and adding extra value to your everyday life.

Call Us Today
For A FREE Consultation!​

We are in the business of building people up financially and adding extra value to your everyday life.